PERSONAL AUTO POLICY

Germania Insurance Company was formed in 1978 for the purpose of providing affordable automobile coverage for the members of the Germania Companies. We have remained true to our heritage and offer an automobile program that recognizes the needs of rural Texans, as well as life in the suburban areas.

We seek business that exhibits a good driving history, minimal loss activity and average vehicle exposures. This philosophy allows us to keep rates low and provide you with quality service.

Coverages:

Liability Coverage

• Bodily Injury Liability Protection
  
• Property Damage Liability Protection
  

Personal Injury Protection (PIP)

Uninsured/underinsured Motorist Coverage

Collision

Other Than Collision

Additional coverages available:

• Towing and Labor
  
• Rental Reimbursement
  
• Death Indemnity
  
• Total Disability
  
• Sound Equipment

Discounts available:

Every risk is different and Germania provides a variety of special discounts that can reduce the cost of your auto insurance. These discounts include:

• Multi-Car
• Defensive Driving – up to 10%
• Driver Training – up to 10%
• Passive Restraint – up to 30%
• Anti-Theft – up to 30%
• Companion Policy – up to 15%
• Mature Drivers – up to 10%